Special Report 75
Statutory and private health insurance (GKV and PKV) face major challenges, not least due to ever-rising healthcare expenditure. The existing health insurance system removes incentives for insurers to seek ways to provide optimal patient care and achieve cost savings. Furthermore, it is time to seize the opportunities offered by digitalisation in the healthcare sector, such as improved prevention through personalised, app-based services or better-coordinated treatment processes through the networking of doctors, patients and insurers. In this report, she highlights a wide range of untapped competitive potential within the health insurance system in Germany. If this potential were to be realised, it could significantly improve the long-term viability of the health insurance system.
Increased competition within health insurance systems is essential to ensure better care for insured persons and to reduce costs.
